Expense tracking that respects your privacy
Most finance apps want your bank login. Self Streak never does. You enter transactions yourself in seconds — and that small deliberate act is exactly what makes an expense tracker work: you feel every rupee leaving. Multi-wallet support means your cash, salary account, savings vault and credit card each keep their own balance, while category breakdowns and savings-rate analytics show the big picture instantly.
Inside the expense tracker
Multiple wallets
Cash, bank accounts, savings and credit cards — each with its own running balance and a clear combined wealth view.
Income, expenses & transfers
Categorized transactions with notes and times, plus wallet-to-wallet transfers that never pollute your income or spending totals.
Category breakdown & savings rate
Donut and trend charts, per-category percentages, and a monthly net savings rate so drift is visible early.
Custom categories & balance audit
Build categories that fit your life and re-audit any wallet against its full transaction history whenever you like.
Start expense tracking in three steps
- Create your wallets. Add cash, bank and card wallets with their opening balances.
- Record as you spend. Log income and expenses with a category and optional note — it takes seconds.
- Review the month.Check category shares and your savings rate, then adjust the next month's plan.
Frequently asked questions
Do you need my bank credentials?
Never. The expense tracker is manual by design — no bank logins, no card linking, no third-party financial aggregators.
Are wallet transfers counted as spending?
No. Moving money between your own wallets is excluded from income and expense totals — but still recorded in your history.
Can I track money and habits together?
Yes — expenses sit next to your focus timers and habits in one dashboard. See the full productivity tracker overview.